SMAs Designed for a Variety of Investor Goals
Natixis Model Portfolio Program
Natixis Sustainable Future Funds®:
ESG-driven target date family
Investing for a Better World
The first ESG-driven target date mutual funds – designed to help plan participants invest for the future with purpose.
75% of retirement plan participants say it's important to make the world a better place while growing their personal assets.
~ 2019 DC Plan Participant Survey*
The Natixis Sustainable Future Funds® are designed for retirement investors who want to generate sustainable long-term returns. The Funds combine a sophisticated “through retirement” allocation glidepath with a focus on ESG investing. They are also intended to be suitable as a QDIA (qualified default investment alternative) for ERISA plans.
While there are many paths to sustainable investing, we believe these three approaches are most appropriate for retirement plan investors:
- ESG integration – Actively includes ESG risks and opportunities as part of fundamental investment analysis
- Positive/best-in-class – Favors investment in sectors, companies or projects based on positive ESG performance relative to industry peers
- Sustainability themed investing – Selects assets that align with single or multiple sustainability themes
The Natixis Sustainable Future Funds® incorporate all three approaches.
Fund Management
The Funds’ broadly diversified portfolios are managed by a proven team, using a variety of active and passive investment strategies from experienced managers:
- Positive screened/best-in-class ESG equity index strategies, managed by Active Index Advisors®
- ESG integration equity strategies, managed by Harris Associates and Loomis, Sayles & Company
- ESG integration fixed income strategies, managed by Loomis, Sayles & Company
- Thematic equity and fixed income strategies, managed by Mirova
Selecting the Right Fund
The Natixis Sustainable Future Funds® are a family of ten funds with target dates out to 2060. They’re designed to help investors build a nest egg for a specific date in the future when they plan to retire. Just choose the fund with the year closest to when you think you will start withdrawing your savings – usually around age 65.Natixis Sustainable Future Funds®: 10 Target Dates
ASSET ALLOCATION GLIDEPATH – To and through retirement
To help investors prepare for lengthy retirements, the asset allocation focuses on building and retaining assets to – and through – the designated retirement date.
The Funds are designed for investors who will be age 65 around the year indicated in each Fund's name. When choosing a Fund, investors who anticipate retiring significantly earlier or later than age 65 may want to select a Fund closer to their anticipated retirement year. Besides age, there may be other considerations relevant to fund selection, including personal circumstances, risk tolerance and specific investment goals.
Each fund's asset allocation becomes increasingly conservative as it approaches the target date and beyond. Allocations may deviate plus or minus 10% from their targeted percentages.
Principal invested is not guaranteed against losses. It is possible to lose money by investing in the Funds, including at and after the Funds' target date.
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Contact Us
Our Natixis retirement specialists can help you fit the Natixis Sustainable Future Funds® into your plan offerings.
Follow us on Twitter @NatixisIM and join the conversation about ESG and retirement planning using the hashtags #GenerationSave and #RetireResponsibly.
Please call (800) 862-4863
Contact Us to Learn MoreEquity securities are volatile and can decline significantly in response to broad market and economic conditions. Fixed income securities may carry one or more of the following risks: credit, interest rate (as interest rates rise bond prices usually fall), inflation and liquidity. Sustainable investing focuses on investments in companies that relate to certain sustainable development themes and demonstrate adherence to environmental, social and governance (ESG) practices, therefore each Fund's universe of investments may be reduced. It may sell a security when it could be disadvantageous to do so or forgo opportunities in certain companies, industries, sectors or countries. This could have a negative impact on performance depending on whether such investments are in or out of favor. Foreign and emerging market securities may be subject to greater political, economic, environmental, credit, currency and information risks. Foreign securities may be subject to higher volatility than US securities, due to varying degrees of regulation and limited liquidity. These risks are magnified in emerging markets. Mortgage-related and asset-backed securities are subject to the risks of the mortgages and assets underlying the securities. Other related risks include prepayment risk, which is the risk that the securities may be prepaid, potentially resulting in the reinvestment of the prepaid amounts into securities with lower yields. Inflation protected securities move with the rate of inflation and carry the risk that in deflationary conditions (when inflation is negative) the value of the bond may decrease. Multi-manager funds may be managed by several sub-advisers using different styles which may not always complement each other. This could adversely affect performance and may lead to higher fund expenses.
Investments in the Funds are subject to the risks of the underlying funds and separately managed segments.
Natixis Distribution, L.P. does not provide legal advice. Please consult with a legal professional prior to making any investing decision.
Before investing, consider the fund's investment objectives, risks, charges, and expenses. You may obtain a prospectus or a summary prospectus containing this and other information. Read it carefully.
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