Mission Critical: Aligning values with retirement investments

Learn why the Shelton Group is using the Natixis Sustainable Future Funds in its 401(k) plan.

When we’re looking at a 401(k), it’s important to us to have ESG represented. Environmental, social, and governance – that’s the world we live in. So being able to have access to that through Natixis is exactly what we needed.

- Suzanne Shelton, President and CEO, Shelton Group

As the nation’s leading marketing communications firm exclusively focused on sustainability, the Shelton Group has adopted the industry’s first ESG-driven target date mutual fund series into their employee 401(k) plan.

What is ESG?

Key environmental issues on which ESG investments focus include air and water pollution, climate change, carbon emissions, energy efficiency, biodiversity, water scarcity, and waste management.
Important social issues considered when making ESG investment decisions include human rights, gender and diversity policies, labor standards, employee engagement, customer satisfaction, and community relations.
Board makeup, executive compensation, corruption policies, lobbyist activities, political contributions, and auditing structure are the primary governance factors scrutinized to assess a company's risk/return potential.

Because risky behavior makes for risky investments. ESG investing aims to build portfolios that deliver competitive returns while also helping to advance environmental, social, and governance concerns. Mirova, known globally for its responsible investing solutions, looks at ESG factors at every step of their investment process. They believe investing in companies with good corporate governance, including fair labor, anti-corruption, and fair business practices, as well as solid environmental standards is more important than ever to avoid portfolio risk.

Target a better world. Mirova's research-intensive approach invests in ESG-minded companies that are targeting global megatrends like Population Growth, Climate Change, Aging Population, and Resource Depletion. Companies solving for the world's biggest issues stand to deliver attractive long-term growth potential, Mirova believes.



Choosing a Target Date

A target-date fund is structured to address some date in the future, such as retirement. Our target date fund series simplifies the retirement savings process by providing investors with a single fund in which to invest for wide exposure to different asset classes. Over time, the fund’s asset mix of stocks, bonds, and cash is adjusted by a fund manager according to a selected timeframe appropriate for a particular investor.

Retirement spending years. The potential of outliving retirement savings, also known as longevity risk, is a growing concern as people more and more live well into their 80s and 90s. Natixis Sustainable Future FundsSM are designed with a “through retirement” glidepath, which recalibrates the fund’s underlying asset allocation so as to become more conservative as the investor moves to and through the retirement target date.

Our Sustainable Future Funds Family

Find Your Target Date Fund

When do you want to retire*?
Your target fund is:

Natixis Sustainable Future FundSM Glide Path


* The Funds are designed for investors who will be age 65 around the year indicated in each Fund's name. When choosing a Fund, investors who anticipate retiring significantly earlier or later than age 65 may want to select a Fund closer to their anticipated retirement year. Besides age, there may be other considerations relevant to fund selection, including personal circumstances, risk tolerance and specific investment goals.

Each fund's asset allocation becomes increasingly conservative as it approaches the target date and beyond. Allocations may deviate plus or minus 10% from their targeted percentages.

Principal invested is not guaranteed against losses. It is possible to lose money by investing in the Funds, including at and after the Funds' target date.

Fund Management

Three of Natixis' highly-respected affiliated investment managers are involved in the management of the Natixis Sustainable Future FundsSM: Mirova1 (specialists in ESG/sustainable investing), Loomis, Sayles & Company2 (for its fixed income expertise), and Active Index Advisors®3 (veterans of active indexing).

In addition, this comprehensive retirement vehicle's strategic asset allocation and glidepath is managed by Wilshire Associates. To help participants better save for lengthy retirements, Wilshire developed a proprietary asset allocation technique that focuses on both asset growth and retirement liabilities for a "through retirement" target-date solution.

Contact Us

Greater plan participation is a top priority today. The first ESG-driven target date mutual funds designed to help plan participants invest for the future with purpose. Natixis Retirement specialists are excited to discuss how Natixis Sustainable Future FundsSM may fit into your plan offerings.

Follow us on Twitter @NatixisIM and join the conversation about ESG and retirement planning using the hashtags #GenerationSave and #RetireResponsibly.

Interested in the Natixis Sustainable Future FundsSM Series?

Call (800) 862-4863

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