2019 Defined Contribution Plan Participant Survey
4 ways to boost retirement security
To help have a more secure retirement, workers need to look at their goals through a more realistic lens and adopt stronger savings behaviors.
Individuals, employers, policy makers, and asset managers will also need to work closely together. Each can play a significant role in addressing critical issues in retirement planning, including:
|1. Setting realistic financial goals and plans||3. Delivering education and advice|
|2. Providing access to retirement savings||4. Offering incentives|
ESG investments may also prompt greater retirement savings
Plan participants also noted that being able to align their investments with their personal values would encourage them to save more.
To learn more about the savings habits and sentiment of plan participants – and to see how individuals, employers, policy makers, and asset managers can help support retirement security in America – download our survey report.
Read the full Report
Natixis Investment Managers, Survey of US Defined Contribution Plan Participants conducted by CoreData Research, January and February 2019. Survey included 1000 US workers, 700 being plan participants and 300 being non-participants. Of the 1000 respondents, 503 were Millennials (age 23-38), 249 were Gen X (age 39-54) and 248 were Baby Boomers (age 55-73).
2 The question was asked of 654 respondents not currently invested in ESG-focused funds.
Sustainable investing focuses on investments in companies that relate to certain sustainable development themes and demonstrate adherence to environmental, social and governance (ESG) practices; therefore the Fund's universe of investments may be reduced. It may sell a security when it could be disadvantageous to do so or forgo opportunities in certain companies, industries, sectors or countries. This could have a negative impact on performance depending on whether such investments are in or out of favor.
This material is provided for informational purposes only and should not be construed as investment advice.
All investing involves risk, including the risk of loss. No investment strategy or risk management technique can guarantee return or eliminate risk in all market environments.
Natixis Distribution, L.P. is a limited purpose broker-dealer and the distributor of various registered investment companies for which advisory services are provided by affiliates of Natixis Investment Managers.