High-net-worth (HNW) clients don’t just have more assets. They have more financial complexity. Custom Solutions from Natixis Investment Managers is designed to help advisors meet that complexity with precision.
Protect wealth
Manage concentrated positions
Improve portfolio
tax efficiency
Seek durable income
We use direct indexing, options-based strategies, and custom income approaches to address each client’s unique combination of tax, portfolio concentration, income, and risk-management needs. Every engagement is guided by a dedicated partner who’s supported by a team of client relationship managers. Together, they enable you to deliver a depth of experience in all aspects of discretionary multi-asset portfolio management.
Direct indexing across a range of AIA strategies
from Natixis Investment Managers Solutions
Portfolio role
Tax-efficient core equity allocation
Led by Natixis Investment Managers Solutions, our direct indexing approach brings more than two decades of experience in security-level tax management for taxable HNW portfolios.
What it enables
- Systematic tax loss harvesting to offset future gains
- Greater personalization and portfolio control
- A tax-efficient core that adapts as portfolios mature
- Flexibility to layer in active strategies around the core
Applications
- Protect wealth with a core tax-efficient engine
- Minimize tax consequences of account transitions
- Unwind concentrated positions to improve diversification
- Customize portfolios to align with tax, investment, or other objectives
How direct indexing works
Direct indexing strategies can help clients keep more of what they earn.
Options-based strategies
from Gateway Investment Advisers
Portfolio roles
Managing concentration risk • Reenergizing portfolios as tax efficiency fades
Powered by Gateway Investment Advisers, with nearly 50 years of experience in sophisticated options-based solutions.
Gateway Single Stock Risk Management
- Manage concentrated positions with a protective collar
- Create an income stream with a custom call-writing program
- Protect wealth with a put purchase program
Gateway Long/Short Extension Strategy
- Improve tax efficiency by recharging an aging direct indexing portfolio
- Manage a concentrated stock position
- Migrate legacy assets with high tracking error
Options strategies serve a variety of purposes, including:
These strategies involve options and may not be appropriate for all investors. Each strategy includes trade-offs between risk protection, cost, and potential return, and may not perform as intended under all market conditions. Covered call strategies limit upside potential and provide only partial downside protection. If the underlying security rises above the strike price, gains will be capped and the security may be called away. Premium income may not fully offset declines in the value of the underlying security, and investors remain exposed to losses if the underlying security declines. Transaction costs and tax considerations may reduce overall returns. Protective put strategies involve costs that can reduce overall returns. While purchasing a put option may help limit downside risk, the cost of the option (premium) will reduce gains if the underlying security increases or remains stable. If the option expires unexercised, the premium is lost. The strategy does not eliminate all risks associated with holding the underlying security. Collar strategies both limit downside risk and cap upside potential. The protective put may help reduce losses if the underlying declines, but the written call limits gains if the underlying rises above the strike price. The cost of the put may be partially or fully offset by the call premium, but investors may still experience losses and forego potential appreciation. Early assignment risk on the written call may also apply.
Custom Income Strategies
from Loomis Sayles
Portfolio roles
Personalized income strategy
More than a century of fixed-income experience applied to today’s most complex income challenges.
What it enables
- Flexible income approach
- Focus on a client’s unique combination of risk appetite, investment horizon, and tax considerations
Use cases
- Build portfolio to cater to conservative, moderate, or enhanced risk profile
- Position from short duration to full duration, aligning with cash flow and planning needs
- Source taxable, tax-exempt, or hybrid solutions focused on after-tax outcomes
Three dimensions of customization
Loomis Sayles is dedicated to offering customized portfolios spanning multiple strategies and risk tolerances.
Dedicated support
Helping advisors pursue key HNW client objectives
Each element can stand alone – but together they form a precision-built portfolio aligned to the full reality of HNW investing.
We’re in it with you for the long term.
Every Custom Solutions engagement is guided by a dedicated partner supported by experienced portfolio and relationship management teams.
Tax loss harvesting is a strategy for selling securities that have lost value in order to offset taxes on capital gains.
Diversification does not guarantee a profit or protect against a loss.
Options may be used for hedging purposes but also entail risks related to liquidity, market conditions and credit that may increase volatility. The value of a portfolio’s positions in options may fluctuate in response to changes in the value of the underlying asset. Selling call options may limit returns in a rising market.
Natixis Investment Managers includes all of the investment management and distribution entities affiliated with Natixis Distribution, LLC and Natixis Investment Managers International. The investment management subsidiaries of Natixis Investment Managers conduct any regulated activities only in and from the jurisdictions in which they are licensed or authorized. Their services and the products they manage are not available to all investors in all jurisdictions. Advisory services for US persons are available only through the US registrant(s).
Natixis Advisors, LLC provides advisory services through its division Natixis Investment Managers Solutions. Advisory services are generally provided with the assistance of model portfolio providers, some of which are affiliates of Natixis Investment Managers, LLC. Natixis Advisors, LLC does not provide tax or legal advice. Please consult with a tax or legal professional prior to making any investment decision.
This material is provided for informational purposes only and should not be construed as investment advice. There is no guarantee that objectives stated will be achieved. All securities are subject to risk, including possible loss of principal. Please read the risks associated with each investment prior to investing. Detailed discussions of each investment’s risks are included in Part 2A of each firm’s respective Form ADV. The investments highlighted in this presentation may be subject to certain additional risks.
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