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Portfolio construction

Enhancements to Natixis target date funds include lower fees

July 01, 2024 - 3 min read

Strong track record: now with lower fees, new name

Effective July 1, 2024, the Natixis target date series expense ratio has been reduced by 6 basis points across all vintages. The name has also changed to the Natixis Target Retirement Funds.* This reduced fee, combined with competitive performance since their inception in 2017, makes the fund family even more attractive for plan sponsors and retirement investors.

The management team and strategy have not changed, and the funds remain suitable as a qualified default investment alternative for plans under the Employee Retirement Income Security. 

 

Pursuing more consistent results

Unlike many target date series, the Natixis Target Retirement Funds use a blend of active and passive strategies and diverse investment styles to pursue more consistent results for plan participants. They also maintain an intentional approach to sustainable investing, weighing environmental, social, governance (ESG) considerations along with other factors as part of the investment process. 

Lead Portfolio Manager Christopher Sharpe has managed the funds since 2019. In this short video, he speaks with the Natixis head of US Retirement  about what has changed – and what hasn’t – in the Natixis Target Retirement Funds.

* Effective July 1, 2024, the name of the Natixis Sustainable Future Funds changed to Natixis Target Retirement Funds. Each fund’s investment goals and principal investment strategies remain the same; fund name changes are in sequential five-year periods from 2015 to 2065.

This material is provided for informational purposes only and should not be construed as investment advice. There can be no assurance that developments will transpire as forecasted. Actual results may vary.

The views and opinions expressed may change based on market and other conditions.

Equity securities are volatile and can decline significantly in response to broad market and economic conditions.

Fixed income securities may carry one or more of the following risks: credit, interest rate (as interest rates rise, bond prices usually fall), inflation and liquidity.

Foreign and emerging market securities may be subject to greater political, economic, environmental, credit, currency and information risks.

Foreign securities may be subject to higher volatility than US securities, due to varying degrees of regulation and limited liquidity. These risks are magnified in emerging markets.

Mortgage-related and asset-backed securities are subject to the risks of the mortgages and assets underlying the securities. Other related risks include prepayment risk, which is the risk that the securities may be prepaid, potentially resulting in the reinvestment of the prepaid amounts into securities with lower yields.

Multi-manager funds may be managed by several subadvisors using different styles that may not always complement each other. This could adversely affect performance and may lead to higher fund expenses.

ESG investment risk: The Fund’s ESG investment approach could cause the Fund to perform differently compared to funds that do not have such an approach or compared to the market as a whole. The Fund’s application of ESG-related considerations may affect the Fund’s exposure to certain issuers, industries, sectors, style factors or other characteristics and may impact the relative performance of the Fund – positively or negatively – depending on the relative performance of such investments.

Inflation-protected securities move with the rate of inflation and carry the risk that in deflationary conditions (when inflation is negative), the value of the bond may decrease.

Target date important considerations risk: The Fund is designed for investors who will be age 65 around the year indicated in each Fund's name. When choosing a Fund, investors who anticipate retiring significantly earlier or later than age 65 may want to select a Fund closer to their anticipated retirement year. Besides age, there may be other considerations relevant to fund selection, including personal circumstances, risk tolerance and specific investment goals.

The Fund's asset allocation becomes increasingly conservative as it approaches the target date and beyond. Allocations may deviate plus or minus 10% from their targeted percentages.

Investments in the Fund are subject to the risks of the underlying funds and separately managed segments. Principal invested is not guaranteed against losses. It is possible to lose money by investing in the Fund, including at and after the Fund's target date.

CFA® and Chartered Financial Analyst® are registered trademarks owned by the CFA Institute.

Before investing, consider the fund's investment objectives, risks, charges, and expenses. Visit im.natixis.com or call 800-225-5478 for a prospectus or a summary prospectus containing this and other information. Read it carefully.

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